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    April 1 to Sept 30: Mon-Fri, 8am-8pm

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    • Provider Portal
      Start using Availity Essentials today.
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      Find downloadable guides, provider newsletters, manuals, policies, and more.
    • Clover Care Services
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    Contact Our Medicare Plan Specialists

    1-800-836-6890 (TTY 711)

    Hours of Operation

    Oct 1 to March 31: 7 days per week, 8am-8pm

    April 1 to Sept 30: Mon-Fri, 8am-8pm

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    Contact Our Medicare Plan Specialists

    1-800-836-6890 (TTY 711)

    Hours of Operation

    Oct 1 to March 31: 7 days per week, 8am-8pm

    April 1 to Sept 30: Mon-Fri, 8am-8pm

  • About Us
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      See what people are saying about Clover Health.
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      Want to join team Clover Health? Search open roles and learn more here.
    • Investors
      Stay up-to-date on Clover news, earnings, announcements, and stock info.

    Contact Our Medicare Plan Specialists

    1-800-836-6890 (TTY 711)

    Hours of Operation

    Oct 1 to March 31: 7 days per week, 8am-8pm

    April 1 to Sept 30: Mon-Fri, 8am-8pm

My Clover
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Understanding Medicare

    • Medicare Advantage: Your Path to Whole Health

Medicare Savings and Benefits

Maximize your Medicare benefits with Clover Health.

    Medicare Savings and Benefits

    Maximize your Medicare benefits with Clover Health.

    • What Savings Can I Expect?
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    LiveHealthy Tip

    Ask about the Part B Giveback. If your plan includes it, Clover pays a portion of your Part B premium—putting money back into your Social Security check. Learn more about Part B giveback.

    “I’ve been a Clover member for about 6 years. I like it a lot. They are always there giving you the help you need. I would 100% recommend it.”

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    Why Choose Clover Preferred Providers?

    Clover Assistant is our exclusive medical technology that gives your doctor real-time data to provide better care.

    • You and your doctor know more about your health faster†

    Advantage Plans Made for Your Budget 

    Discover plans with $0 or low copays that keep money in your pocket.

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    What About Rewards and Extra Benefits?

    • OTC allowances of at least $200 per year 
    Extra Details

    Clover Health PPO

    The freedom to choose your doctors, plus everything you need in an all-in-one plan including prescription drug coverage*.
     

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    Clover Health PPO

    The freedom to choose your doctors, plus everything you need in an all-in-one plan including prescription drug coverage*.
     

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    Clover Health PPO

    The freedom to choose your doctors, plus everything you need in an all-in-one plan including prescription drug coverage*.
     

    Learn More

    Are You Ready to Join a Clover Health Plan?

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    *Out-of-network/non-contracted providers are under no obligation to treat Clover members, except in emergency situations.

    Let’s find out if Clover is right for you.

    We’re available to talk 8 am to 8 pm, 7 days a week.*

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    Member Services

    Clover Health

    • 1-888-778-1478 (TTY 711)
      8 am–8 pm local time, 7 days/week*

    Clover Health
    P.O. Box 21164
    Eagan, MN 55121

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    *We are open from 8 am–8 pm local time, 7 days a week. From April 1st through September 30th, alternate technologies (for example, voicemail) will be used on the weekends and holidays.

    Last Updated: 2026-03-02

    Enrollment in a plan may be limited to certain times of the year unless you qualify for a special (election/enrollment) period or you are in your Medicare Initial Election Period.

    Clover Health is a Preferred Provider Organization (PPO) and a Health Maintenance Organization (HMO) with a Medicare contract. Enrollment in Clover Health depends on contract renewal. You must continue to pay your Medicare Part B premium. For plans that provide drug coverage, the formulary may change during the year. Out-of-network/non-contracted providers are under no obligation to treat Clover members, except in emergency situations. For a decision about whether we will cover an out-of-network service, we encourage you or your provider to ask us for a pre-service organization determination before you receive the service. Please call our customer service number or see your Evidence of Coverage for more information, including the cost-sharing that applies to out-of-network services.

    Medicare beneficiaries may also enroll in Clover Health through the CMS Medicare Online Enrollment Center located at http://www.medicare.gov. 

    ATTENTION: If you speak English, language assistance services, free of charge, are available to you. Call 1-888-778-1478 (TTY 711).
    ATENCIÓN: Si usted habla español, tenemos servicios de asistencia lingüística disponibles para usted sin costo alguno. Llame al 1-888-778-1478 (TTY 711).
    小贴士: 如果您说普通话, 欢迎使用免费语言协助服务。 请拨 1-888-778-1478 (TTY 711).

    Disclaimers

    This information is not a complete description of benefits. Call 1-888-778-1478 (TTY 711) for more information. Limitations, copayments, and restrictions may apply. Plan performance Medicare Star Ratings are assessed each year and may change from one year to the next. Benefits, premiums, and/or copayments/coinsurance may change on January 1 of each year. The formulary, pharmacy network, and/or provider network may change at any time. You will receive notice when necessary. For sales/marketing complaints, contact Clover Health at 1-888-778-1478 (TTY 711) or 1-800-MEDICARE (if possible, please be able to provide the agent or broker's name).

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    Original Medicare

    Traditional Medicare covers hospitals (Part A) and doctors (Part B), and you pay standard rates for services. You can go to any doctor, hospital or other provider that accepts Medicare patients anywhere in the country.

    You can add drug coverage (Part D) by enrolling in a private "stand-alone" drug plan for an additional premium. You can buy separate Medigap insurance to cover some or most of the out-of-pocket costs of hospitals (Part A) and doctors (Part B).

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